8.4.1 Safe to install
Danai.id is a Peer-to-Peer Lending application that facilitates Lenders to fund, manage investment portfolios, and conduct transactions online.
- Experience the innovation and convenience in managing investment portfolios from Danai.id, supported by other attractive features:
- Funding starting from IDR100K
- Interest rates up to 18% p.a
- Credit classification according to its risk level
- User-friendly interface providing a direct view of portfolios and their risk rating
- Payment of electricity bills and mobile phone top-ups for all Indonesian telecommunications providers anytime
- Money transfer to all banks in Indonesia
PT Adiwisista Finansial Teknologi (Danai.id) is a company licensed by the Financial Services Authority (OJK) based on the decree number KEP-76/D.05/2021 dated August 19, 2021, regarding the Issuance of Business Licenses for Technology-Based Peer-to-Peer Lending Service Providers. Its operations are closely monitored in accordance with the OJK Regulation Number 77/01-2016 concerning Technology-Based Peer-to-Peer Lending Services.
Danai.id also holds the SNI ISO 27001:2013 certificate and is registered as a member of AFPI.
Loan Information:
- Loan Amount (Ceiling) Rp3 million - Rp35 million
- Monthly Interest Rates 1.40% - 1.79% (16.8% - 21.48% per year)
- Tenure 3 - 24 months
- Provision fee 3% - 5%
- Insurance fee 0.5% - 1%
- Late payment fee 2% of the outstanding amount
Loan Simulation:
- Loan Interest: Interest * tenure * Ceiling
Example: 0.014 * 12 * Rp10,000,000 = Rp 1,680,000 - Total Loan Amount + Interest: Ceiling + Interest
Example: Rp10,000,000 + Rp1,680,000 = Rp11,680,000 - Monthly Installment: (Ceiling + Interest) / Tenure
Example: (Rp10,000,000 + Rp1,680,000) / 12 = Rp973,333 per month - Provision Fee: (Provision Fee * Ceiling)
Example: 3% x Rp10,000,000 = Rp300,000 - Insurance Fee: Insurance Fee * Ceiling
Example: 1% x Rp10,0000,000 = Rp100,000 - Loan Search: Ceiling - Provision - Insurance
Example: Rp10,000,000 - Rp300,000 - Rp100,000 = Rp9,600,000
* Danai.id never requests any money or deposit from prospective Borrowers as a condition for processing loan applications.*
If you have any questions or require assistance, please contact us:
[email protected]
021 - 5010 3363
Prosperity Tower Floor 20
District 8 SCBD Lot 28
JL Jend Sudirman kav 52-53
Jakarta 12190
Overview
Danai.id - P2P Lending is a Freeware software in the category Business developed by PT Adiwisista Finansial Teknologi.
The latest version of Danai.id - P2P Lending is 8.4.1, released on 04/28/2025. It was initially added to our database on 07/21/2024.
Danai.id - P2P Lending runs on the following operating systems: Android.
Danai.id - P2P Lending has not been rated by our users yet.
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