Danai.id - P2P Lending 8.4.1

PT Adiwisista Finansial Teknologi – Freeware – Android

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Danai.id is a Peer-to-Peer Lending application that facilitates Lenders to fund, manage investment portfolios, and conduct transactions online.
<ul>
<li>Experience the innovation and convenience in managing investment portfolios from Danai.id, supported by other attractive features:</li>
<li>Funding starting from IDR100K</li>
<li>Interest rates up to 18% p.a</li>
<li>Credit classification according to its risk level</li>
<li>User-friendly interface providing a direct view of portfolios and their risk rating</li>
<li>Payment of electricity bills and mobile phone top-ups for all Indonesian telecommunications providers anytime</li>
<li>Money transfer to all banks in Indonesia</li>
</ul>
PT Adiwisista Finansial Teknologi (Danai.id) is a company licensed by the Financial Services Authority (OJK) based on the decree number KEP-76/D.05/2021 dated August 19, 2021, regarding the Issuance of Business Licenses for Technology-Based Peer-to-Peer Lending Service Providers. Its operations are closely monitored in accordance with the OJK Regulation Number 77/01-2016 concerning Technology-Based Peer-to-Peer Lending Services.
Danai.id also holds the SNI ISO 27001:2013 certificate and is registered as a member of AFPI.
Loan Information:
<ul>
<li>Loan Amount (Ceiling) Rp3 million - Rp35 million</li>
<li>Monthly Interest Rates 1.40% - 1.79% (16.8% - 21.48% per year)</li>
<li>Tenure 3 - 24 months</li>
<li>Provision fee 3% - 5%</li>
<li>Insurance fee 0.5% - 1%</li>
<li>Late payment fee 2% of the outstanding amount</li>
</ul>
Loan Simulation:
<ul>
<li>Loan Interest: Interest * tenure * Ceiling Example: 0.014 * 12 * Rp10,000,000 = Rp 1,680,000</li>
<li>Total Loan Amount + Interest: Ceiling + Interest Example: Rp10,000,000 + Rp1,680,000 = Rp11,680,000</li>
<li>Monthly Installment: (Ceiling + Interest) / Tenure Example: (Rp10,000,000 + Rp1,680,000) / 12 = Rp973,333 per month</li>
<li>Provision Fee: (Provision Fee * Ceiling) Example: 3% x Rp10,000,000 = Rp300,000</li>
<li>Insurance Fee: Insurance Fee * Ceiling Example: 1% x Rp10,0000,000 = Rp100,000 </li>
<li>Loan Search: Ceiling - Provision - Insurance Example: Rp10,000,000 - Rp300,000 - Rp100,000 = Rp9,600,000 </li>
</ul>
* Danai.id never requests any money or deposit from prospective Borrowers as a condition for processing loan applications.*
If you have any questions or require assistance, please contact us: customer.care@danai.id 021 - 5010 3363 Prosperity Tower Floor 20 District 8 SCBD Lot 28 JL Jend Sudirman kav 52-53 Jakarta 12190

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