Danai.id - P2P Lending 8.4.1

Danai.id is a Peer-to-Peer Lending application that facilitates Lenders to fund, manage investment portfolios, and conduct transactions online.

• Experience the innovation and convenience in managing investment portfolios from Danai.id, supported by other attractive features:
• Funding starting from IDR100K
• Interest rates up to 18% p.a
• Credit classification according to its risk level
• User-friendly interface providing a direct view of portfolios and their risk rating
• Payment of electricity bills and mobile phone top-ups for all Indonesian telecommunications providers anytime
• Money transfer to all banks in Indonesia

PT Adiwisista Finansial Teknologi (Danai.id) is a company licensed by the Financial Services Authority (OJK) based on the decree number KEP-76/D.05/2021 dated August 19, 2021, regarding the Issuance of Business Licenses for Technology-Based Peer-to-Peer Lending Service Providers. Its operations are closely monitored in accordance with the OJK Regulation Number 77/01-2016 concerning Technology-Based Peer-to-Peer Lending Services.

Danai.id also holds the SNI ISO 27001:2013 certificate and is registered as a member of AFPI.

Loan Information:

• Loan Amount (Ceiling) Rp3 million - Rp35 million
• Monthly Interest Rates 1.40% - 1.79% (16.8% - 21.48% per year)
• Tenure 3 - 24 months
• Provision fee 3% - 5%
• Insurance fee 0.5% - 1%
• Late payment fee 2% of the outstanding amount

Loan Simulation:

• Loan Interest: Interest * tenure * Ceiling
  Example: 0.014 * 12 * Rp10,000,000 = Rp 1,680,000
• Total Loan Amount + Interest: Ceiling + Interest
  Example: Rp10,000,000 + Rp1,680,000 = Rp11,680,000
• Monthly Installment: (Ceiling + Interest) / Tenure
  Example: (Rp10,000,000 + Rp1,680,000) / 12 = Rp973,333 per month
• Provision Fee: (Provision Fee * Ceiling)
  Example: 3% x Rp10,000,000 = Rp300,000
• Insurance Fee: Insurance Fee * Ceiling
  Example: 1% x Rp10,0000,000 = Rp100,000
• Loan Search: Ceiling - Provision - Insurance
  Example: Rp10,000,000 - Rp300,000 - Rp100,000 = Rp9,600,000

* Danai.id never requests any money or deposit from prospective Borrowers as a condition for processing loan applications.*

If you have any questions or require assistance, please contact us:
[email protected]
021 - 5010 3363
Prosperity Tower Floor 20
District 8 SCBD Lot 28
JL Jend Sudirman kav 52-53
Jakarta 12190